Welcome to luxury waterfront living on Palmetto Creek in Elberta. Custom built in 2019 with no expense spared, this home offers exceptional craftsmanship, thoughtful design, and impressive energy efficiency. Built with 2x6 framing and foam insulation, the home features luxury vinyl plank flooring throughout and a stunning solid mahogany front door with leaded glass and sidelights. The open floor plan showcases a spacious living room with tray ceiling, crown molding, custom cabinetry, and an electric fireplace that flows seamlessly into the chef’s kitchen. The kitchen is beautifully appointed with quartz countertops, custom cabinetry with drawer pull-outs, walk-in pantry, designer backsplash, gas range with hood, and a large island accented with blue cabinetry. A generous breakfast area overlooks the water. This split floor plan offers three bedrooms, three and a half baths, plus a bonus room that could easily serve as a fourth bedroom. The front guest suite includes a private en suite bath, while an additional bedroom, hall bath, and bonus room with impact glass picture window and porch access are located at the rear. The primary suite is a private retreat with tray ceiling, crown molding, dual vanities, custom tile shower, pocket doors, and an oversized walk-in closet with custom cabinetry and specialty storage. Additional features include a laundry room with custom cabinetry and sink, Wi-Fi zoned thermostats, Wi-Fi garage doors, generator-ready wiring, floored attic, and a heat pump electric water heater. The average power bill is approximately $124 per month. Outdoor living shines with a screened porch, extended patio with gas grill hookups, fenced yard with sprinkler system, private beach area, and a boathouse with water, power, and remote lift. Creek depth averages 5–6 feet. The oversized three-car garage includes extensive cabinetry, stair access to the attic, and a half bath. This exceptional waterfront estate blends luxury, efficiency, & coastal living.